Upwork does not issue a Foreign Inward Remittance Certificate (FIRC). For a withdrawal to India, contact Upwork Support and request the Foreign Inward Remittance Advice (FIRA) or Non Objection Certification for Issuance of FIRC/FIRA (NOC) information for the specific transaction. Send the withdrawal transaction ID, withdrawal date, and amount in Indian rupees (INR).
Upwork can ask the payment processor that sent the withdrawal for this information and forward the response to you. Your beneficiary bank may then issue the FIRC or another bank document. Before opening the request, ask the bank which document and transaction fields it needs; a generic request for “the FIRC” may produce the wrong record.
Request the transaction record from Upwork
- Find the withdrawal transaction ID, date, and amount in INR in your Upwork transaction history.
- Contact Upwork Support and ask for the FIRA/NOC information for that transaction.
- Keep the withdrawal confirmation and bank credit entry with the response from the processor.
- Give the original documents to your beneficiary bank and ask what it can issue or complete.
If you are writing the request yourself, a short message with the three required fields gets most of what Support needs in one pass:
Subject: FIRA/NOC information for withdrawal [your transaction ID]
Please request the FIRA/NOC information from the payment processor for this withdrawal:
- Transaction ID: [your Upwork withdrawal transaction ID]
- Date of withdrawal: [date]
- Amount: [amount in INR]
Upwork says FIRA/NOC receipts are usually issued within four weeks. Records for withdrawals more than two years old may take longer, and a FIRA/NOC may not be available for some older payments.
Identify the document you received
The names are similar, but the documents are not interchangeable. Know which one you hold before you act on it:
| Document | What it is | What to do with it |
|---|---|---|
| FIRC | Foreign Inward Remittance Certificate. A certificate of an inward remittance into India, issued by the bank. | Keep it for your records and give it to anyone who asks for proof of remittance. |
| FIRA | Foreign Inward Remittance Advice. A record of the inward remittance the processor may provide. | Keep it with the withdrawal confirmation; hand it to the bank if it can issue the FIRC from it. |
| NOC | Non Objection Certification for Issuance of FIRC/FIRA. Confirms the bank may issue the FIRC/FIRA. | Provide it to the beneficiary bank so it can complete the FIRC/FIRA on its end. |
| BIRC | Bank Inward Remittance Certificate. Some banks now issue this; Upwork says the BIRC it describes is a valid NOC for the bank to issue the FIRC/FIRA. | Treat it as the NOC and give it to the bank, not as the FIRC itself. |
| Disbursement receipt or proof of transfer | A record some banks or processors provide instead of the FIRC. | Ask the bank whether it can issue the FIRC from this record. |
Some banks or processors provide only a disbursement receipt, proof of transfer, NOC, FIRA, or BIRC rather than the FIRC itself. Upwork also uses multiple payment processors, so document availability can vary by the bank that processed the withdrawal. Do not rename one document as another. Keep the original file name, issuer, and transaction reference together.
Take purpose code changes to your bank
Upwork says the purpose codes on these records are hardcoded to P0103 or P1006 and that it does not control which one is used. If you need another code, contact the authorized dealer (AD) bank where you hold the account. Upwork says it cannot request the change.
Upwork’s help page says amendment requests go through the AD bank within 30 days after the quarter ends. It lists these deadlines:
| Transaction months | Submit before |
|---|---|
| January to March | April 30 |
| April to June | July 31 |
| July to September | October 31 |
| October to December | January 31 |
A late request may be declined. Because purpose code treatment can affect compliance, confirm the current requirement and process with your bank or an India qualified adviser.
Why the document may show INR
Upwork says clients pay on the platform in U.S. dollars (USD), but the currency shown on the bank statement and FIRA/NOC depends on the withdrawal method and receiving account. Direct to Local Bank records show the local currency. Receiving USD requires a USD bank account and the U.S. dollar wire method, subject to account availability, Upwork’s fee, and the receiving bank’s rules.
If the bank asks for something else
Ask the bank for the exact document name and required transaction fields. Then compare that request with the processor’s response. If the processor did not provide the required record, show the bank what was issued and ask whether the bank can complete the next step. The Upwork help page documents Upwork’s process; it does not replace bank, tax, or legal advice.
Official sources
Observed and reviewed: August 7, 2026. Verify current terms shown in your account and bank requirements before acting.
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